Money Central

Finance your next vehicle

Compare auto loan options before you buy

Use your target vehicle budget and credit range to start a more focused loan search.

  • One form, multiple providers

    Answer a short set of questions once instead of filling out the same application on five different sites.

  • Free to use

    You never pay Money Central. We are compensated by the providers we work with.

  • No impact to your credit

    Getting matched does not run a hard inquiry. Only you decide whether to move forward.

Let's start with a few questions

It takes about 2 minutes and never affects your credit score.

Step 1 of 714% complete

Are you buying new or used?

Are you buying new or used?

Your information is encrypted in transit.

1

Answer a few questions

Share only the details relevant to this product.

2

Review next steps

See whether available providers or options may fit.

3

You decide

There is no obligation to move forward.

Before you continue

Common questions about auto loans

Why get pre-approved before shopping?+

A pre-approval turns you into a cash buyer at the dealership and gives you a rate to beat. Dealer financing can still win, but you will know if it does.

How long a term should I take?+

Shorter is cheaper. Long terms of 72 or 84 months lower the payment but raise total interest and keep you underwater on the vehicle for longer.

Money Central is not a lender, bank, insurer, or credit repair organization and does not make credit decisions. We are an advertising and matching service. Rates, terms, and approval depend entirely on the provider you are matched with and on your own credit profile. Not all applicants will qualify. Auto loan rates and terms are set by third-party lenders and depend on credit, vehicle, term, and state. Money Central does not originate auto loans.

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