Money Central

Find a card for how you spend

Compare credit card options with your goals in mind

Start with the features you value, then review rates, fees, rewards, and eligibility.

  • One form, multiple providers

    Answer a short set of questions once instead of filling out the same application on five different sites.

  • Free to use

    You never pay Money Central. We are compensated by the providers we work with.

  • No impact to your credit

    Getting matched does not run a hard inquiry. Only you decide whether to move forward.

Let's start with a few questions

It takes about 2 minutes and never affects your credit score.

Step 1 of 520% complete

What do you want from a card?

What do you want from a card?

Your information is encrypted in transit.

1

Answer a few questions

Share only the details relevant to this product.

2

Review next steps

See whether available providers or options may fit.

3

You decide

There is no obligation to move forward.

Before you continue

Common questions about credit cards

How many cards should I apply for?+

One at a time. Each application is a hard inquiry, and several in a short window looks like distress to an underwriter.

Are balance transfers worth it?+

They can be, if you will clear the balance inside the promotional window. Factor in the transfer fee, typically 3% to 5%, and what the rate becomes afterward.

Does closing a card hurt my score?+

It can, by lowering your total available credit and eventually shortening your average account age. Keeping a no-fee card open is usually the simpler choice.

Money Central is not a lender, bank, insurer, or credit repair organization and does not make credit decisions. We are an advertising and matching service. Rates, terms, and approval depend entirely on the provider you are matched with and on your own credit profile. Not all applicants will qualify. Card offers, rates, and rewards are set by the issuer and are subject to change and to credit approval. Money Central may be compensated when you are approved for an offer found through this site.

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