Money Central

Fixed home equity financing

Turn available home equity into one predictable loan

Compare lump-sum home equity options for a defined project, purchase, or payoff goal.

  • One form, multiple providers

    Answer a short set of questions once instead of filling out the same application on five different sites.

  • Free to use

    You never pay Money Central. We are compensated by the providers we work with.

  • No impact to your credit

    Getting matched does not run a hard inquiry. Only you decide whether to move forward.

Let's start with a few questions

It takes about 2 minutes and never affects your credit score.

Step 1 of 714% complete

What state do you live in?

Your information is encrypted in transit.

1

Answer a few questions

Share only the details relevant to this product.

2

Review next steps

See whether available providers or options may fit.

3

You decide

There is no obligation to move forward.

Before you continue

Common questions about home equity loans

Lump sum or line of credit?+

Take the lump sum when you know the cost up front, like a single renovation or a payoff. Choose a HELOC when the spending is spread out and you would rather not carry a balance you have not used yet.

Is the interest tax deductible?+

It can be when the funds are used to buy, build, or substantially improve the home securing the loan. Talk to a tax professional about your situation.

Money Central is not a lender, bank, insurer, or credit repair organization and does not make credit decisions. We are an advertising and matching service. Rates, terms, and approval depend entirely on the provider you are matched with and on your own credit profile. Not all applicants will qualify. Home equity loans are secured by your home. Failure to repay may result in the loss of your home. Terms are set by third-party lenders subject to credit approval and property valuation.

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