Money Central

Protect major home systems

Compare home warranty coverage with fewer surprises

Review options for appliances and systems based on your home and coverage priorities.

  • One form, multiple providers

    Answer a short set of questions once instead of filling out the same application on five different sites.

  • Free to use

    You never pay Money Central. We are compensated by the providers we work with.

  • No impact to your credit

    Getting matched does not run a hard inquiry. Only you decide whether to move forward.

Let's start with a few questions

It takes about 2 minutes and never affects your credit score.

Step 1 of 617% complete

What type of property is it?

What type of property is it?

Your information is encrypted in transit.

1

Answer a few questions

Share only the details relevant to this product.

2

Review next steps

See whether available providers or options may fit.

3

You decide

There is no obligation to move forward.

Before you continue

Common questions about home warranty

How is this different from homeowners insurance?+

Insurance covers sudden damage from events like fire, storms, and theft. A warranty covers breakdown from normal wear on systems and appliances. They are complements, not substitutes.

Is a home warranty worth it?+

It depends on the age of your systems and your appetite for a surprise bill. On a newer home under manufacturer warranty it is often redundant. On a 20-year-old HVAC system the math looks different.

What is usually not covered?+

Pre-existing conditions, improper installation, cosmetic damage, and anything excluded by the contract. Read the exclusions section before buying, not after a claim.

Money Central is not a lender, bank, insurer, or credit repair organization and does not make credit decisions. We are an advertising and matching service. Rates, terms, and approval depend entirely on the provider you are matched with and on your own credit profile. Not all applicants will qualify. Home warranties are service contracts offered by third parties and are not insurance. Coverage, limits, exclusions, and service fees vary by plan and by state.

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