Independent company profile
loanDepot review
A digital-first mortgage lender offering purchase, refinance, home equity, and multiple government-backed loan programs.
Founded 2010NMLS #174457Updated August 18, 2026
Products offered
Fixed-rate mortgages
Adjustable-rate mortgages
FHA loans
VA loans
Jumbo loans
Refinancing
Cash-out refinancing
Home equity loans
Potential strengths
- Broad range of home lending products
- Digital tools alongside access to lending officers
- Purchase, refinance, and equity options in one place
Points to consider
- Rates and lender fees depend on the borrower and property
- Applicants should compare a same-day Loan Estimate with other lenders
- Product eligibility and availability can vary by location
Who may want to consider it
- Borrowers who value a digital application experience
- Homebuyers comparing multiple mortgage programs
- Existing homeowners exploring refinance or equity options
Our review standard
Money Central does not assign a score without sufficient current pricing, service, and customer-outcome data. Compare written Loan Estimates issued on the same day and verify licensing before choosing a mortgage provider.